correlation between weighted corporate governance score and net NPA ratio of public and private sector banks in India. Further … in lower NPA neither in public nor in case of private sector banks in India …

Non-performing loans (NPL) for banking are a necessity but a frightening specter. A high NPL indicates a bank's failure … to manage its business. The increasingly uncontrollable NPL with a net position of above 5% will make the bank a patient …

This study highlights the effect of corporate governance structure and bank externalities on non-performing loans in … enhances the loan quality and bank stability. In addition, the study affirms that stringent policy imposed by the bank … regulators has a negative impact on non-performing loans. Thus, effective corporate governance mechanism and bank regulations …