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We exploit the staggered nature of interstate banking and branching deregulation of the U.S. to examine the causal impact of bank competition on corporate socially responsible (CSR) activities. We find strong and robust evidence that bank deregulation significantly and negatively affects the CSR...
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financial technology system – social credit. In recent years, loosely regulated marketplace lenders have increasingly developed … methods to rank individuals, including some traditionally considered unscored or credit-less. Specifically, some lenders built … attributes as extracted from her online footprints, and more.This Article studies the potential consequences of social credit …
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