Showing 1 - 10 of 5,010
Using data at the bank‐firm level for a large sample of small firms collected through the 8th UniCredit Survey … that a large internationalized bank more strongly supports product innovation, whereas there is no substantial difference …
Persistent link: https://www.econbiz.de/10013073453
mediating effect of the competence of entrepreneurs on the relationship between bank finance and performance of MSMEs and bridge … not significant. However, bank finance has a significant positive effect on the performance of MSMEs. Moreover, the study … revealed the significant mediating effect of behavioral finance on the relationship between bank finance and performance of …
Persistent link: https://www.econbiz.de/10012307934
-introduce decentralised lending to the island, though running regional banks is challenging in times of low interest rates and tightened bank … Kreditvergabeentscheidungen an KMU für verschiedene Typen von Banken und anderen Finanzintermediären klassifiziert. Aufgrund des frühen …
Persistent link: https://www.econbiz.de/10012153538
We empirically examine the impact of bank consolidation on bank acquisition of soft information about borrowers. Using …
Persistent link: https://www.econbiz.de/10012954778
Assessing the impacts of bank mergers on small firms requires separating borrowers with single versus multiple banking …-relationship borrowers who "switch" to another bank following a merger will be less harmed than those whose relationship is "dropped" and not … to be dropped. We track post-merger performance and show that many dropped target-bank borrowers are harmed by the merger …
Persistent link: https://www.econbiz.de/10011597132
enterprises and the constraints to SME financing remain the main topic of policy discussion today. Against this background, the … SME financing. This will also ensure that lending to small-business clients is not a burden to the government and is self …
Persistent link: https://www.econbiz.de/10011522031
This paper examines the effect of increased market concentration of the banking industry caused by the Riegle-Neal Interstate Banking and Branching Efficiency Act (IBBEA) on the availability of finance for small firms engaged in research and development (R&D). I measure the financing decisions...
Persistent link: https://www.econbiz.de/10011500221
SME sector in the Kyrgyz Republic as well as the sector of individual entrepreneurs and peasant farmers. Four selected … gaps for the SME sector in building resilient global value chain supplies.The paper outlines the contribution of small and … financing. The paper preparation process has shown that SMEs mainly benefit from bank loans, whereas there are some …
Persistent link: https://www.econbiz.de/10012024505
Small business lending has historically been very local, but distances between small businesses and their lenders have steadily increased over the last forty years. This paper investigates a new lending strategy made possible by distant small business lending: industry specialization. Using data...
Persistent link: https://www.econbiz.de/10012230524
hampered the smooth transmission of accommodative monetary policy. Using bank level data from 2007 to 2015, we directly measure … bank in the same month for loans to small and large firms (the "Small Firm Financing Premium", SFFP). We assess the role … played by both bank and macroeconomic factors in explaining the variation in the SFFP across countries and through time. We …
Persistent link: https://www.econbiz.de/10011697389