This paper seeks to understand household business decisions in response to increased credit access in an environment … using household- and child-level panel data from Thailand. To isolate the causal impacts of household borrowing, I exploit … increase household access to credit in the world. I find that, consistent with the model, expanded access to credit raises …

household has informal loans given objective or subjective liquidity constraints regarding access to credit through banking … channels. In our empirical study, we use Italian microdata on household income and wealth covering the 1995–2014 period. Our … form of both mortgage(s) and loan(s) and the unemployment status of the household head. Other trigger factors include a …