Remarks at the New Jersey Bankers Association Economic Forum, Iselin, New Jersey.

Remarks at Dominican College, Orangeburg, New York.

Remarks at the New Jersey Bankers Association Economic Forum, Iselin, New Jersey.

Remarks at New York University's Stern School of Business, New York City.

Remarks at the at the Society of American Business Editors and Writers Fall Conference, City University of New York, Graduate School of Journalism, New York City.

Remarks at the at the Society of American Business Editors and Writers Fall Conference, City University of New York, Graduate School of Journalism, New York City.

Remarks at New York University's Stern School of Business, New York City.

Remarks at Dominican College, Orangeburg, New York.

Using credit report records and data collected from several household surveys, we analyze changes in household debt and saving during the 2007 recession. We find that, while different segments of the population were affected in distinct ways, depending on whether they owned a home, whether they...