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In this paper we explore the effects of bank-borrower physical proximity on price and non-price aspects of small business lending in local credit markets. Along the price dimension, our analysis reveals that interest rates increase with bank-borrower distance and decrease with the distance...
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economic activity in Italy during the 2008-2014 crisis period. The three endogenous variables considered are the loan interest … the level of real economic activity. Furthermore, the results show that credit crunch hits the North of Italy less than … the remaining macro-regions, especially the South-Italy …
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-based startups in Italy and to identify the factors that facilitate Internet startup founders' access to the bank loan market …
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