Zhang, Shaofeng; Xiong, Wei; Ni, Wancheng; Li, Xin - In: Financial Innovation 1 (2015) 17, pp. 1-18
Background: his paper presents a case study on 100Credit, an Internet credit service provider in China. 100Credit began as an IT company specializing in e-commerce recommendation before getting into the credit rating business. The company makes use of Big Data on multiple aspects of individuals'...