Lyócsa, Štefan; Vašaničová, Petra; Hadji Misheva, … - In: Financial innovation : FIN 8 (2022), pp. 1-21
For the emerging peer-to-peer (P2P) lending markets to survive, they need to employ credit-risk management practices … such that an investor base is profitable in the long run. Traditionally, credit-risk management relies on credit scoring … annualized adjusted internal rate of returns of loans. To validate our profit scoring models with traditional credit scoring …
