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default and loss given default. The default characteristics are studied for 756 loans from a French bank: CIC- Banque SNVB. A …
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Kenyan farmers' Deposit-taking Savings and Credit Co- operatives (DT-SACCOs) have seen a drop in credit provision, from 9.6 % in 2022 to 5.2 % in 2023. Additionally, 52 % of these SACCOs have been declared illiquid due to imprudent lending practices. This has led to the closure or license...
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We document that European banks charge higher interest rates on loans granted to small and medium-sized firms located in areas at high risk of flooding. At 6 basis points, the average risk premium does not adequately reflect the deterioration of loan performance in the aftermath of flood...
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