’s performance and soft information factors in inter-bank competition. The authors’ empirical results suggest that utilizing soft … examines how relationship lending affects lending performance in inter-bank competition. The conclusion is that, even though … inter-bank competition has negative effects, a bank in a competitive local market can acquire an informational advantage to …

The traditional role of a bank was to transfer funds from savers to investors, engaging in maturity transformation … innovation and technology. These new bank business models have had repercussions on the loan contract. In particular, the main … lending. And the lending technology is evolving from one-to-one meetings between a loan officer and a borrower, at a bank …