bank loan quality. It shows that if a banking market is liberalized, the opportunity cost of screening loan applicants is …

This paper studies the effect of banking deregulation on credit risk. Its theoretical model shows that a bank is … completion of the Second Banking Directive, while loan quality improved in most markets. Evidence is found that the loan quality …

economic capital is risked if an approach too close to the banking industry is chosen. Worked out examples are presented in …

estimates derived by that model could have been used as an early warning indicator for the banking crisis (at least for the case … estimations and the values of well-established early warning indicators for banking crises. …

“transition risks” related to negative economic effects of enacting climate-related policies and phasing out high …-emitting technologies. Further, most of the work in this area has measured transition risks using backward-looking metrics, such as carbon … capitalize on a new measure to study the extent to which banks’ loan portfolios are exposed to specific climate transition …