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The Duration of Foreclosures in the Subprime Mortgage Market : A Competing Risks Model with Mixing
Pennington-Cross, Anthony - 2011
This paper examines what happens to mortgages in the subprime mortgage market once foreclosure proceeding are initiated …
Persistent link: https://www.econbiz.de/10013134216
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The Duration of Foreclosures in the Subprime Mortgage Market : A Competing Risks Model with Mixing
Pennington-Cross, Anthony - 2008
This paper examines what happens to mortgages in the subprime mortgage market once foreclosure proceeding are initiated …
Persistent link: https://www.econbiz.de/10014058550
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Appraising home purchase appraisals
Calem, Paul Seth; Lambie-Hanson, Lauren; Nakamura, … - 2018
Home appraisals are produced for millions of residential mortgage transactions each year, but appraised values are rarely below the purchase contract price: Some 30% of appraisals in our sample are exactly at the home price (with less than 10% of them below it). We lay out a basic theoretical...
Persistent link: https://www.econbiz.de/10011971156
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FHA loans in foreclosure proceedings : distinguishing sources of interdependence in competing risks
Deng, Ran; Haghani, Shermineh - In: Journal of risk and financial management : JRFM 11 (2018) 1, pp. 1-15
A mortgage borrower has several options once a foreclosure proceedings is initiated, mainly default and prepayment … to default and time to prepayment once the foreclosure proceedings is initiated. More importantly, we examine the …
Persistent link: https://www.econbiz.de/10011854966
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Determinants of mortgage default and consumer credit use : the effects of foreclosure laws and foreclosure delays
Chan, Sewin; Haughwout, Sewin; Hayashi, Andrew T.; … - 2015
types of housing debt, they reduce credit card defaults. Foreclosure delays increase default rates for both housing and non …
Persistent link: https://www.econbiz.de/10011284437
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State Mortgage Foreclosure Policies and Lender Interventions : Impacts on Borrower Behavior in Default
Collins, J. Michael - 2014
Due to the rise in foreclosure filings, policymakers are increasingly concerned with helping families in financial … foreclosure polices: (1) judicial foreclosure proceedings, (2) statutory rights of redemption, and (3) statewide foreclosure … policies generally have weak effects. Both judicial foreclosure proceedings and foreclosure prevention initiatives are …
Persistent link: https://www.econbiz.de/10013070764
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Determinants of Mortgage Default and Consumer Credit Use : The Effects of Foreclosure Laws and Foreclosure Delays
Chan, Sewin - 2015
types of housing debt, they reduce credit card defaults. Foreclosure delays increase default rates for both housing and non …
Persistent link: https://www.econbiz.de/10013020471
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Default, mortgage standards and housing liquidity
Head, Allen Charles; Sun, Hongfei; Zhou, Chenggang - 2016
The effects of households' indebtedness on their house-selling decisions are studied in a dynamic equilibrium model with search in the housing market and defaultable long-term mortgages. In equilibrium, both sellers' asking prices and time-to-sell increase with the relative size of their...
Persistent link: https://www.econbiz.de/10011487312
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Effects of Bankruptcy Asset Exemptions and Foreclosure Laws on Mortgage Default and Foreclosure Rates
Desai, Chintal A. - 2012
This study analyzes whether bankruptcy asset exemptions and state foreclosure laws affect borrowers' decisions to … default on their mortgages and the lenders' incentives to settle the default outside the foreclosure. Using a rigorously … bankruptcy asset exemptions and mortgage foreclosure laws on mortgage defaults across different segments of the mortgage market …
Persistent link: https://www.econbiz.de/10013116433
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Predatory Lending Practices and Subprime Foreclosures : Distinguishing Impacts by Loan Category
Rose, Morgan J. - 2011
probability of foreclosure. Results suggest that the relationship between these loan features and foreclosure rates is much more …
Persistent link: https://www.econbiz.de/10013122288