The main goal of the study is to research the role of the credit reporting system in minimizing credit risks in the … sector by acting as an information agent in the economy and to analyze critical factors for introduction of private credit … bureaus in the Azerbaijani economy. To that end, the article researches the involvement of the credit reporting system in …

We show that illiquid assets such as bank loans are used by euro area banks both as central bank collateral for short … effects and (3) there are significant switching costs between the various uses of bank loans as collateral so historical … decisions also determine the use of bank loans as collateral. …

unsecured creditors. Using a country-wide panel of all registered firms, we document that the resulting reduction in collateral … newly binding credit constraints firms simply shrink their operations …