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Inefficient regulation : mortgages versus total credit
Karapetyan, Artashes; Kvaerner, Jens Soerlie; Rohrer, … - In: Review of finance : journal of the European Finance … 28 (2024) 1, pp. 311-351
Persistent link: https://www.econbiz.de/10014527208
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Does CFPB oversight crimp credit?
Fuster, Andreas; Plosser, Matthew; Vickery, James - 2018
evidence that CFPB oversight significantly reduces the overall volume of mortgage lending. However, we find some evidence of …
Persistent link: https://www.econbiz.de/10011868541
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Appraising home purchase appraisals
Calem, Paul Seth; Lambie-Hanson, Lauren; Nakamura, … - 2018
Home appraisals are produced for millions of residential mortgage transactions each year, but appraised values are … institutional framework that governs mortgage lending lead to information loss in appraisals (that is, appraisals set equal to the … incidence of mortgage default at loan-to-value boundaries (notches) above which mortgage insurance rates increase. Appraisals …
Persistent link: https://www.econbiz.de/10011971156
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Effects of prepayment regulations on termination of subprime mortgages
Steinbuks, Jevgenijs - In: Journal of banking & finance 59 (2015), pp. 445-456
Persistent link: https://www.econbiz.de/10011544647
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Financial intermediation, the mortgage market, and macroprudential regulation
Körner, Jenny - In: CESifo economic studies : CESifo, a joint initiative of … 64 (2018) 1, pp. 50-77
Persistent link: https://www.econbiz.de/10012029910
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The impact of regulation on mortgage risk : evidence from India
Campbell, John Y.; Ramadorai, Tarun; Ranish, Benjamin - In: American economic journal : a journal of the American … 7 (2015) 4, pp. 71-102
Persistent link: https://www.econbiz.de/10011393066
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Enhancing prudential standards in financial regulations
Allen, Franklin; Goldstein, Itay; Jagtiani, Julapa; … - In: Journal of financial services research : JFSR 49 (2016) 2/3, pp. 133-149
Persistent link: https://www.econbiz.de/10011592057
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Enhancing prudential standards in financial regulations
Allen, Franklin; Goldstein, Itay; Jagtiani, Julapa; … - 2014
Persistent link: https://www.econbiz.de/10010503035
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On the effectiveness of loan-to-value regulation in a multiconstraint framework
Grodecka, Anna - 2017
Models in the infinite horizon macro-housing literature often assume that borrowers are constrained exclusively by the loan-to-value (LTV) ratio. Motivated by the Swedish micro-data, I explore an alternative arrangement where borrowers are constrained by the feasibility of repayment, but choose...
Persistent link: https://www.econbiz.de/10011763051
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Housing market regulation and the social demand for job protection
Decreuse, Bruno; Van Ypersele, Tanguy - 2010
Persistent link: https://www.econbiz.de/10003994162