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An overview of personal loans in the U.S.

Flagg, Jessica N.; Hannon, Simona M. - 2023

Persistent link: https://www.econbiz.de/10014377679

Banking on personality : psychometrics and consumer creditworthiness

Fine, Saul - In: The journal of credit risk : published quarterly by … 19 (2023) 2, pp. 57-75

Persistent link: https://www.econbiz.de/10014488903

The cost of private debt over the credit cycle

Francis, Johanna L.; Aykut, Dilek; Tereanu, Eugen - In: Journal of international money and finance 41 (2014), pp. 146-181

Persistent link: https://www.econbiz.de/10010338704

Fed liftoff and subprime loan interest rates : evidence from the peer-to-peer lending market

Bertsch, Christoph; Hull, Isaiah; Zhang, Xin - 2016

inclusion of a broad set of loan-level controls and fixed effects. We also find that the spread between high and low credit …

Persistent link: https://www.econbiz.de/10011457389

The corporate choice between public debt, bank loans, traditional private debt placements, and 144A debt issues

Arena, Matteo P. - In: Review of quantitative finance and accounting 36 (2011) 3, pp. 391-416

Persistent link: https://www.econbiz.de/10009272475

Two Extensive Margins of Credit and Loan-to-Value Policies

Gete, Pedro - 2017

We analyze a model of mortgage markets, housing tenure choice, heterogeneous agents, and default with closed form solutions. We uncover new insights which may inspire empirical work, and we ground already-established insights in a series of tractable expressions. Then we study optimal LTV...

Persistent link: https://www.econbiz.de/10012972322

Credit Supply Shocks and Household Defaults

Mamonov, Mikhail; Pestova, Anna - 2021

study the effects of positive and negative credit supply (CS) shocks on subsequent household defaults on debt over the last … defaults. These results provide further empirical evidence to theories of endogenous credit cycles …

Persistent link: https://www.econbiz.de/10013231689

Impact of marketplace lending on consumers' future borrowing capacities and borrowing outcomes

Chava, Sudheer; Ganduri, Rohan; Paradkar, Nikhil; … - In: Journal of financial economics 142 (2021) 3, pp. 1186-1208

Persistent link: https://www.econbiz.de/10012875935

Philip II against the Cortes and the credit freeze of 1575-1577

Álvarez Nogal, Carlos; Chamley, Christophe - In: Revista de historia económica 34 (2016) 3, pp. 351-382

Persistent link: https://www.econbiz.de/10011630733

Personal loan companies in Poland : does empirical evidence justify regulatory transition?

Cwynar, Andrzej; Cwynar, Wiktor; Wais, Kamil; Parda, … - In: Prague economic papers : a bimonthly journal of … 26 (2017) 4, pp. 377-396

Persistent link: https://www.econbiz.de/10011723935

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