USA banking industry. The findings show that bank capital and credit risk influence profitability in Asian developed … findings of the simultaneous equations model indicate that bank capital has a positive impact on profitability in large and … medium banks, whereas the profitability of banks influences the bank capital positively in case of large banks and negatively …

argument that higher capital reduces the cost of uninsured debt, the positive effect of bank capital on lending is stronger … loans after receiving TARP funding. Taken together, we provide new evidence on the importance and the causal effect of bank … capital on lending …

, liquidity, and profitability; which affect the performance of non-bank financial institutions. The methods used are descriptive … with secondary data from financial statements of non-bank financial institutions from 2010 to 2015. Linear regressions …

This study examines the impact credit risk management has on the profitability of commercial banks in Nigeria. The main … ratio and non-performing loan ratio) and the profitability ratio (return on average asset, in particular) of five big … the data analysis shows that there is a strong relationship between credit risk parameters and returns of the bank …

risk and lending inefficiency, respectively. As of 2013 and 2016, we find that the higher NPL ratios at the largest banks … are driven by inherent credit risk, rather than lending inefficiency. Smaller banks are less efficient. In addition, as of … 2013, LendingClub's observed NPL ratio and lending efficiency were in line with banks with similar lending volume. However …

We exploit the cross-state, cross-time variation in bank tangible capital ratios-brought about by bank branch … deregulation on a state-by-state basis-to identify the effects of bank capital pressures on employment and firm dynamics during two … waves of changes in bank capital regulation. We show that stronger capital pressures temporarily slowed down growth in …

inherent credit risk, rather than by lending inefficiency. LendingClub’s performance was similar to small bank lenders as of …We compare the performance of unsecured personal installment loans made by traditional bank lenders with that of … statistical noise. In 2013 and 2016, the largest bank lenders experienced the highest ratio of nonperformance, the highest …

ratio, adjusted for statistical noise, and the minimum ratio gauges lending inefficiency. In 2013 and 2016, the largest bank …Using 2013 and 2016 data, we compare the performance of unsecured consumer loans made by U.S. bank holding companies to … average contractual lending rate on consumer loans, and market conditions (GDP growth rate and market concentration). This …