On 3 December EY hosted a SUERF conference on banking reform with Sir Howard Davies, the Chairman of RBS, and Dame … Colette Bowe, the Chairman of the Banking Standards Board, as the two keynote speakers. Professor David Miles (Imperial … College) gave the SUERF 2015 Annual Lecture on Capital and Banks. The conference focused on core aspects of banking reform …

This paper investigates the impact of bank competition in Sub-Saharan Africa on bank non-performing loans, a measure of …-linear or U-shaped relationship between bank competition (measured by the Lerner Index) and credit risk. In other words …, increased bank competition has the potential to lower credit risk via efficiency gains (lower credit cost, operational gains …

Montenegro. Hence, it is important to analyse risks affecting stability of both the banking and financial system as a whole …Bank stability is an important aspect of financial stability, especially in bank-centric systems like that of …. Rising competition among banks could pose a challenge and possibly change the level of credit risk, especially if the banks …

We use unique data on banks' private risk assessments of corporate borrowers to quantify how competition among banks … affect the risk sensitivity of interest rates in the Norwegian credit market. We show that an increase in competition makes … channel of how the competition-fragility nexus can operate. …

We study a competitive banking sector in which banks choose the level of risk of their asset portfolios and, upon the … public disclosure of stress test results, raise funding by promising investors a repayment. We show that competition forces … not too sensitive to the precision of information, maximal transparency maximizes both stability and surplus. In contrast …

industry competition. For identification, we utilise the change in state level competition that followed the passage of the US … Interstate Banking and Branching Efficiency Act (IBBEA) of 1994 as a quasi-natural experiment. We find that banks with a … create-dominant organizational cultures have higher discretionary LLPs when competition increases. Moreover, banks use …