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This paper presents two cases of random banking data generators based on migration matrices and scoring rules. The banking data generator is a breakthrough in researches aimed at finding a method to compare various credit scoring techniques. These data are very useful for various analyses to...
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lack of financial behavioral data for new bank customers. Access to such data could therefore increase banks' profitability … credit scoring models currently in use by a Norwegian bank with a deep learning model trained solely on transaction data …
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size of these institutions. A literature review onthe indicators that can impact bank notes has been made. As a result, the … influence on bank credit ratings. Bigger banks receive higher credit ratings than the smaller ones in similar financial … subsamples according to the size of a bank and banking sector and capitalization. …
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