Introduction -- Theoretical framework of e-commerce security management -- Current situation and requirements of e-commerce security management -- Design of e-commerce whole process security management system -- Controlling information risk in e-commerce -- Controlling network risk in e-commerce...

This study examines whether digital transformation reduces banks' risk-taking in the Vietnamese commercial banking sector. Our research sheds light on how banks' digital transformation affects their risks, specifically regarding credit, insolvency, and liquidity. The study utilizes the readiness...

This note analyzes the evolution of Credit Information Systems, including the emergence of new technologies that use alternative data in credit decisioning and the opportunities and risks associated with these trends. This paper also predicts the potential development effect of these disruptive...

This study provides a first comprehensive picture of the use of intellectual property (IP) rights as loan collateral, its determinants, and its impact on firm trajectories. Using novel administrative data, we exploit the French institutional setting and show that a broad set of firms from...

We investigate the impact of enterprise digital transformation on bond credit spread based on Chinese A-share listed companies. The empirical results show that digital transformation has a significant impact on reducing credit spread and the negative relation is robust to a number of robustness...

As a result of the digital transition's information asymmetry, banks have generated a large number of non-performing loans to maximize profits, therefore endangering financial stability. In a complex and changing market environment, with sluggish economic growth and cross-industry integration,...