This study examines whether the agency problem regarding credit risk is a useful corporate governance mechanism for … controlling credit risk. For this purpose, we estimate the impact of internal control and agency problems on credit risk in …

considers the possibility of applying a risk-based approach in organization of internal control in risk management system of … mortgage credit lending. The risk-based approach in internal control helps assess possible risks in achieving the strategic and … and potential positive outcome of applying the risk-based approach on all stages of the internal control in risk …

Assuming a risk-neutral bank and assuming household utility to be exponential, we show how under information symmetry …

risk management …