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Prior to an increase in the guaranty cap offered to mortgage lenders through the VA Home Loan program, I document …
Persistent link: https://www.econbiz.de/10012917205
of the Danish mortgage finance system and compare and contrast it to the U.S. system. We also note characteristics of the … Danish model that may be of interest as the United States considers further mortgage finance reform. In particular, the … borrowers the option to repurchase their mortgage at the market price, mitigating "lock-in" effects. Danish mortgage …
Persistent link: https://www.econbiz.de/10011857417
The U.S. mortgage crisis that began in 2007 generated questions about the role played by Fannie Mae and Freddie Mac … the UAG on the GSEs' whole single-family mortgage purchases during peak years for the subprime mortgage market. Under the …
Persistent link: https://www.econbiz.de/10013107370
The U.S. mortgage crisis that began in 2007 generated questions about the role played by Fannie Mae and Freddie Mac … the UAG on the GSEs' whole single-family mortgage purchases during peak years for the subprime mortgage market. Under the …
Persistent link: https://www.econbiz.de/10013091049
of the Danish mortgage finance system and compare and contrast it to the U.S. system. We also note characteristics of the … Danish model that may be of interest as the United States considers further mortgage finance reform. In particular, the … borrowers the option to repurchase their mortgage at the market price, mitigating “lock-in” effects. Danish mortgage …
Persistent link: https://www.econbiz.de/10012919535
Danish mortgage finance system and compares and contrasts them with those of the U.S. system. In addition, it highlights … characteristics of the Danish model that may be of interest as the United States considers further mortgage finance reform. In … offers borrowers the option to repurchase their mortgage at the market price, mitigating “lock-in” effects. Danish mortgage …
Persistent link: https://www.econbiz.de/10012906756
Using information on mortgages insured by the Federal Housing Administration, this article examines the disproportionate decline in collateral values associated with reverse mortgages. Properties securing reverse mortgages sell at a sharp discount in foreclosure relative to similar properties...
Persistent link: https://www.econbiz.de/10012959413
Home appraisals are produced for millions of residential mortgage transactions each year, but appraised values are … institutional framework that governs mortgage lending lead to information loss in appraisals (that is, appraisals set equal to the … incidence of mortgage default at loan-to-value boundaries (notches) above which mortgage insurance rates increase. Appraisals …
Persistent link: https://www.econbiz.de/10011971156
In assessing the riskiness of a mortgage loan, one of the primary underwriting criteria used by lenders and one of the …. In this paper, we address mortgage default from a new perspective: instead of focusing on the overall property value, we … the players in the mortgage industry and for policy makers is that, in order to have the same default rate, a property …
Persistent link: https://www.econbiz.de/10012954934
During the recent housing recession and financial crisis, mortgage modification has been heavily promoted by government …
Persistent link: https://www.econbiz.de/10013056105