, committed to pay the mortgage holders the full values of their homes, and retained those homes. In Nobelman, the Court … of their houses, lease the houses for one year, file bankruptcy, and propose mortgage modification plans that pay … mortgage holders the full current values of the houses. This Article argues that despite the artificiality of a move-out with …

This article discusses the often overlooked ramifications of strategic mortgage default and the widespread implications …

We analyze link between mortgage-related regulatory penalties levied on banks and the level of systemic risk in the U …

We analyze link between mortgage-related regulatory penalties levied on banks and the level of systemic risk in the U …

Administration (FHA) in the primary mortgage market. Utilizing a sample of loan originations aggregated at the zip code level, the …

The state of Nevada passed legislation in 2009 that abolished deficiency judgments for purchase mortgage loans made … unique mortgage loan-level application and performance data, we find strong evidence that lenders tightened their lending … mortgages after implementation of the law. Borrowers, by contrast, did not delay their mortgage applications until after the law …

-friendly procedure, such as a deed in lieu. We find no evidence that mortgage interest rates are lower in recourse states …

The state of Nevada passed legislation in 2009 that abolished deficiency judgments for purchase mortgage loans made … unique mortgage loan-level application and performance data, we find strong evidence that lenders tightened their lending … mortgages after implementation of the law. Borrowers, by contrast, did not delay their mortgage applications until after the law …