Does bank instability push borrowers to use crowdfunding as a source of external finance? We identify stressed banks …

indeed share SMEs' credit risk of lending in order to help raise bank efficiency. …

episodes of bank specialization. We use the banks’ real loan allocation worldwide instead of the in-sample data to compute a … bank specialization. We find that firms borrowing from banks with high specialization levels incur lower bank loan spreads …'s sector is the same as its banks' specialized sector. However, this rent would transfer to a discount once the bank is highly …

examination of credit files of five leading German banks, thus relying on information actually used in the process of bank credit … decision-making and contract design. In particular, bank internal borrower ratings serve to evaluate borrower quality, and the … bank's own assessment of its housebank status serves to identify information-intensive relationships. Additionally, we used …

This paper investigates the impact of stress testing results on bank's equity and CDS performance using a large sample …

This paper investigates the impact of stress testing results on bank's equity and CDS performance using a large sample …

been considered as explanatory variables. Moreover, bank size has been used as a control variable in this study … pooled regression analysis revealed that bank performance is inversely affected by the credit risk management and … capitalization contributes positively in bank performance …