total household savings for renters. The effect is identified via a large panel of individual administrative records …. We find little substitutability between current mandatory labour market pension savings and private voluntary savings …. Each euro paid into mandatory labour market pension accounts results in a reduction in private savings of approximately 0 …

heavy scrutiny. In particular, tax preferences to boost retirement savings in employer-provided retirement plans has been at … usefulness of such retirement tax expenditures in boosting savings. Using quasi-experiments, rich data, and robust statistical … retirement savings plans had virtually no effect on total savings. This has prompted discussions in the United States about the …