-country study has analyzed what determines household demand for mortgage types, a task that this paper takes up using new data for …Mortgages constitute the largest part of household debt. An essential choice when taking out a mortgage is between … how the easing of monetary policy during the financial crisis affected mortgage holders. It shows that the resulting …

-country study has analyzed what determines household demand for mortgage types, a task that this paper takes up using new data for …Mortgages constitute the largest part of household debt. An essential choice when taking out a mortgage is between … exercise to identify how the easing of monetary policy during the financial crisis affected mortgage holders. It shows that the …

We quantify the housing-consumption channel in mortgage demand according to which households borrow more following … a structural approach to mortgage demand and supply, exploiting exogenous variation in house-price growth and a unique … dataset with matched transaction-price and mortgage information. We estimate an elasticity of mortgage borrowing to house …

Die Nachfrage nach privaten Wohnbaukrediten ist im ersten Quartal 2024 leicht gestiegen, nachdem sie zuvor eineinhalb … Anstieg der Nachfrage. Hintergrund der sich andeutenden Erholung ist vor allem die Aussicht auf ein sinkendes Zinsniveau ab …

Using administrative data on mortgages issued in Italy between 2018 and 2019, this paper estimates loan demand … interest rate increases the average loan size by 0.22% whereas a commensurable increase in maturity increases loan demand by 0 …