Kritischer Vergleich und Bewertung von Einlagensicherungssystemen in der Versicherungswirtschaft verschiedener Länder weltweit. Darauf aufbauend entwickelt der Autor ein innovatives Konzept für ein verbessertes Schutzsystem der Versicherungsnehmer im Fall einer Unternehmensinsolvenz in...

Life insurance companies are affected directly by the impact of the low-interestrate environment. To fulfil promised guarantees they may be forced to tap into their own funds, say if the current income generated is no longer sufficient to cover the policyholders’ profit participation share as...

Interest rates have been very low for several years, which is particularly challenging for life insurers. Since 2001, German life insurers have had to set an additional reserve due to low interest rates to ensure the protection of policyholders. However, the method introduced at that time to...