or cost savings. We suggest a united approach to measure competition and efficiency simultaneously to test this … hypothesis. We estimate bank-specific Lerner indices as measures of competition and test if cost and profit efficiency are … are small from an economical perspective. -- Savings banks ; competition ; efficiency ; quiet life hypothesis …

Most bank efficiency studies that use stochastic frontier analysis (SFA) employ each bank’s own implicit input price … substantial measurement error. In this paper, we examine the magnitude and direction of this error in cost and profit efficiency …

Most bank efficiency studies that use stochastic frontier analysis (SFA) employ each bank's own implicit input price … substantial measurement error. In this paper, we examine the magnitude and direction of this error in cost and profit efficiency …

services over banks' total IT expenses. Bank efficiency, in turn, is measured by traditional accounting performance indicators … IT standardization is conducive to cost efficiency. The relation is positive and robust for small and medium-sized banks … IT expenditures negatively impact cost efficiency and have no influence on bank profits. To the best of our knowledge …