In the presence of financial frictions, banks' capital position may constrain their ability to provide loans. The … banking sector may thus have important feedback effects on the macroeconomy. To shed new light on this issue, we combine two … approaches. First, we use microeconomic balance sheet data from Germany and estimate banks' loan supply response to capital …

other aspects of banking business) can be influenced by regulatory environment, we examine whether any differences in … banks' operational functioning; it is a key resource in developing and supporting banking services, enabling institutions …' strategies, and it is essential for almost all banking processes and distribution channels. IT and data architectures are also …

using the microdata of German banks that stateowned savings banks have lent less than credit cooperatives during the COVID …

the microdata of German banks that stateowned savings banks have lent less than credit cooperatives during the COVID-19 …