The paper analyzes Information Technology (IT) governance disclosure on a sample of the major 20 EU banks (from Italy …, Germany, France and Spain) to observe if, how and where banks report on their IT governance issues. Since IT governance (like … banks' operational functioning; it is a key resource in developing and supporting banking services, enabling institutions …

patterns. The paper also suggests an important role for banks in helping predators accumulate, and avoid the disclosure of …

The paper provides an overview and an economic analysis of the development of the corporate governance of German banks … the corporate governance of German banks during the past 50 years occurred in the case of the large shareholder …-owned banks. For them, capital markets have become an important element of corporate governance, and their former orientation …

-term lending by large private commercial banks was limited by the membership in supervisory boards and strong personal ties between … has emerged where, on the one hand, public savings banks and cooperative banks maintain their role as lenders, but on the … other, large private banks have withdrawn from their former dominant role in financing and corporate governance. It is …

analysis reveals that there is limited variety within the business models used by the German cooperative banks. Almost all … cooperative banks concentrate on the lending and deposit-taking business with customers. Within the traditional business model …