. We examine the effect of this unisex mandate on risk segmentation in the German health insurance market. While gender … used to be a pricing factor in Germany's private health insurance (PHI) sector, it was never used as a pricing factor in … the social health insurance (SHI) sector. The unisex mandate makes PHI relatively more attractive for women and less …

. We examine the effect of this unisex mandate on risk segmentation in the German health insurance market. While gender … used to be a pricing factor in Germany's private health insurance (PHI) sector, it was never used as a pricing factor in … the social health insurance (SHI) sector. The unisex mandate makes PHI relatively more attractive for women and less …

. We examine the effect of this unisex mandate on risk segmentation in the German health insurance market. While gender … used to be a pricing factor in Germany's private health insurance (PHI) sector, it was never used as a pricing factor in … the social health insurance (SHI) sector. The unisex mandate makes PHI relatively more attractive for women and less …

Since 2007, all insurance intermediaries face negligence liability that is supposed to reallocate risks and set …

Article 42 of the Solvency-II-Directive requires all persons who effectively run the insurance company or have other … German law. Special attention is given to publications of the European insurance supervisory authorities and to the draft of … the German transposition law, the 10th amendment to the German insurance supervision act. The article identifies several …

This paper empirically assesses the selection effects and determinants of the demand for supple-mental health insurance … individual's health status, risk attitude, demand for medical services and insurance purchases in other lines of insurance as … healthier on average. In addition, insurance affinity and income are the most important drivers of the demand for both types of …