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-- Preface -- Acknowledgements -- List of abbreviations -- 1 Introduction -- 1.1 The geography of finance and SME lending -- 1 … in bank-based SME lending -- 3 The German banking system: methods and case descriptions -- 3.1 Methodology -- 3.2 The … German banking system -- 3.3 Selection and description of bank cases -- 4 SME credit decision making of savings versus big …
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countries and between decentralised and centralised systems with regard to the SME ]credit decision ]making process become … significant as savings banks in Germany, at least not for SME finance. Notwithstanding recent initiatives to create a common …
Persistent link: https://www.econbiz.de/10011818385
The current economic policy discussion on financial integration in the European Union concentrates on cross-border mergers. We study the impact of cross-border lending in a theoretical model where banks acquire either hard or soft information on borrowing firms and predict that the closer firms...
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Cross-country integration of banking in Europe typically has been analyzed from the perspective of particular markets for financial products. We extend this research to consider the potential effects of market integration on the portfolio choices and financial structure of banks in seven...
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This paper starts out by pointing out the challenges and weaknesses which the German banking systems faces according to the prevailing views among national and international observers. These challenges include a general problem of profitability and, possibly as its main reason, the strong role...
Persistent link: https://www.econbiz.de/10002639742