savings and remittances for immigrants after the easing of citizenship requirements, compared to the pre-reform period. Our …This paper analyses the savings behaviour of natives and immigrants in Germany. It is argued that uncertainty about … savings. Using the German dataset, we exploit a natural experiment arising from a change in the nationality law in Germany to …

uncertainty on households' consumption-savings decision. Applying a structural demand model to German survey data, we estimate the … uncompensated interest rate elasticity for savings, in line with the literature, to around zero. Accordingly, any policy …-induced variation of net returns to savings is expected to have no significant effects on the level of savings. Moreover, we find …

flexibly adjusting savings to income variations as assumed by the Permanent Income Hypothesis (PIH). Fixed amount saving …

This paper examines how families adjust their private old-age savings in response to a change in individual pension …): 1998, 2003 and 2008. All results indicate that families do not adjust their private old-age savings in response to the … does not crowd-out old-age private savings. Hence, child care pension benefits increase a mother's old-age income without …

paper examines if there is a wealth effect of house prices on savings using household-level longitudinal data from the … savings in response to unanticipated house price shocks, whereas old households only hardly respond to house price changes. We …

uncertainty on households' consumption-savings decision. Applying a structural demand model to German survey data, we estimate the … uncompensated interest rate elasticity for savings, in line with the literature, to around zero. Accordingly, any policy …-induced variation of net returns to savings is expected to have no significant effects on the level of savings. Moreover, we find …

Relationships between individual traits and savings decisions vary geographically. Understanding the structure of such … relationships is interesting in general, but it is particularly important in the case of the Germany, where the pension reform of … that individuals can save for themselves. This paper analyses the regional structure of individual savings decisions in the …

they are living on lower incomes from their retirement savings. Yet for many people, marginal effective tax rates on income … from retirement savings are higher than those they face during working life. Comparing marginal effective tax rates across … income levels suggests that many Canadians with savings in tax-deferred vehicles, like Registered Retirement Savings Plans …