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Savings and consumption when children move out
Rottke, Simon; Klos, Alexander - 2013
Based on the Italian Survey on Household Income and Wealth (SHIW) and the German Socio-economic Panel (SOEP), we show that household consumption drops after a child moves out of a household, while at the same time, per capita consumption increases significantly. Parents approximately upgrade...
Persistent link: https://www.econbiz.de/10010241620
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Saving and consumption when children move out : conference paper
Rottke, Simon; Klos, Alexander - 2013
Based on the German Socio-economic Panel (SOEP), we show that household consumption drops and saving rises significantly within four years after a child moves out of a household. Per capita consumption of parents is approximately leveled up to that of childless peers after all children are gone....
Persistent link: https://www.econbiz.de/10010341617
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Savings and Consumption When Children Move Out
Rottke, Simon - 2017
Based on the Italian Survey on Household Income and Wealth (SHIW) and the German Socio-economic Panel (SOEP), we show that household consumption drops after a child moves out of a household, while at the same time, per capita consumption increases significantly. Parents approximately upgrade...
Persistent link: https://www.econbiz.de/10012973561
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Household bargaining, pension contributions and retirement expectations : evidence from the German Panel on Household Finances
Fernandes, Inês; Schmidt, Tobias - 2021
In this paper, we study the relationship between intrahousehold bargaining styles, bar-gaining power and individual pension contributions and expected standard of living in retirement, using microdata from the German Panel on Household Finances (PHF) survey. The paper builds on a theoretical...
Persistent link: https://www.econbiz.de/10012697947
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Household Bargaining, Pension Contributions and Retirement Expectations : Evidence from the German Panel on Household Finances
Fernandes, Ines; Schmidt, Tobias - 2022
In this paper, we study the relationship between intrahousehold bargaining styles, bar-gaining power and individual pension contributions and expected standard of living in retirement, using microdata from the German Panel on Household Finances (PHF) survey. The paper builds on a theoretical...
Persistent link: https://www.econbiz.de/10013310307
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Expectations and Saving Behavior: An Empirical Analysis
Arent, Stefan - 2012
studies. We use aunique panel data set on household savings. We find that that a higher unemploymentexpectation significantly … decreases savings. However, we are not able to identify asignificant relationship between general future income expectations and … savings. Moreover,we find that good health expectations increase savings in Western Germany, butdecrease the savings in …
Persistent link: https://www.econbiz.de/10010312155
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The effect of saving subsidies on household saving : evidence from Germany
Corneo, Giacomo; Keese, Matthias; Schröder, Carsten - 2010
Since 2002 the German government seeks to stimulate private retirement savings by means of special allowances and tax …
Persistent link: https://www.econbiz.de/10003952553
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The effect of saving subsidies on household saving : evidence from Germany
Corneo, Giacomo; Keese, Matthias; Schröder, Carsten - 2010
Since 2002 the German government seeks to stimulate private retirement savings by means of special allowances and tax …
Persistent link: https://www.econbiz.de/10003941676
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Knowing what not to do : financial literacy and consumer credit choices ; conference paper
Dick, Christian D.; Jaroszek, Lena M. - 2014
We analyze whether the frequent use of credit lines is rational or influenced by behavioral traits of households. We consider the special case of Germany where credit lines on current accounts are available to 80% of the population. We document that the excessive usage of costly credit lines is...
Persistent link: https://www.econbiz.de/10010484414
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Erhöht die Riester-Förderung die Sparneigung von Geringverdienern?
Corneo, Giacomo (contributor); Keese, Matthias (contributor) - 2007
results suggest that the Riester-scheme neither increases the fraction of households with positive savings, nor increases the …
Persistent link: https://www.econbiz.de/10003655012