as Denmark, Finland and Sweden are concerned, a broad consensus and a general policy to "manage" the decline of cash have …-functioning as means of payment. In this respect, unlike the market approach (at least so far) favored in Sweden, Norway and the … electronic payment system. In Norway and the Netherlands, this view seems shared by the government and society at large. As far …

This paper analyses major pension system regulation in four European countries: Denmark, Germany, Sweden, and the …