portfolios, observed in the Household Finance and Consumption Survey (HFCS) for these countries. We then show that the … heterogeneity in household finances implies that responses of consumption to changes in the real interest rate and in house prices …

, observed in the Household Finance and Consumption Survey (HFCS) for these countries. We then show that the heterogeneity in … household finances implies that responses of consumption to changes in the real interest rate and in house prices differ … substantially across countries, and within countries by household characteristics such as age, housing tenure, and asset positions …

, observed in the Household Finance and Consumption Survey (HFCS) for these countries. We then show that the heterogeneity in … household finances implies that responses of consumption to changes in the real interest rate and in house prices differ … substantially across countries, and within countries by household characteristics such as age, housing tenure, and asset positions …

The success of climate change measures is highly dependent on household behaviour as one of the most important emission …

unique data set merging a nationwide household survey from Germany with regional data on wages and construction costs. To … household-level socioeconomic attributes on the likelihood of undertaking one of 16 renovation options. We use the model … coefficients to derive household-specific marginal willingness-to-pay estimates, and with these assess the extent to which free …

households. The estimation results suggest that the WTP is not mainly determined by socioeconomic attributes like household …

-) indebtedness which relate household income and debt services to different concepts of subsistence levels, this paper investigates … whether severe household indebtedness is driven by trigger events such as unemployment, childbirth, divorce, or the death of … are likely to cause severe household indebtedness. Unemployment also worsens the relative debt situation mainly due to the …

. -- Household saving ; Saving incentives ; Retirement ; Riester scheme ; Coarsened exact matching …

. -- Household saving ; saving incentives ; retirement ; Riester scheme ; coarsened exact matching …

Cognitive Reflection Test. Our analysis of a rich sample of household data also provides evidence that a higher level of …