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We analyze the inward and outward transmission of regulatory changes through German banks' (international) loan portfolio. Overall, our results provide evidence for international spillovers of prudential instruments, these spillovers are however quite heterogeneous between types of banks and can...
Persistent link: https://www.econbiz.de/10012981901
Persistent link: https://www.econbiz.de/10012989308
deposit customers. In the past, bank regulation has often been blamed for undermining competition and the functioning of … derived from imperfect competition in markets for financial services is implied, which banks exercise vis-à-vis their loan and … tries to shed some light on the historical development and current state of bank regulation in Germany. In so doing, it …
Persistent link: https://www.econbiz.de/10009765356
Der Ausschuss für Finanzstabilität hat die Einführung makroprudenzieller Instrumente für die Immobilienfinanzierung vorgeschlagen. Darunter fallen Beschränkungen bei den Beleihungsausläufen, bei der Gesamtverschuldung, bei dem Zins-dienst sowie Anforderungen an die Tilgung. Diese...
Persistent link: https://www.econbiz.de/10011480682
Excessive household borrowing has been identified as an important determinant of financial crises. Borrower-based macroprudential instruments have been proposed as a possible remedy. In Germany, two instruments have been available to macroprudential supervisors since 2017: a cap on the...
Persistent link: https://www.econbiz.de/10012589225
This paper uses matched bank-firm-level data and the 2014 depreciation of the euro to show that exchange rate … depreciations lead to increased bank loan supply of large banks with significant net foreign asset exposure. This increase in …
Persistent link: https://www.econbiz.de/10012792736
geographical regions measured by the Herfindahl Index. To explore this issue, we use a unique data set of the individual bank loan …
Persistent link: https://www.econbiz.de/10010295912
Im Mittelpunkt der wirtschaftspolitischen Debatte über die Covid-19-Pandemie steht bisher die Realwirtschaft. Dort hatte sich der Lockdown direkt und schockartig ausgewirkt; der stationäre Einzelhandel war weitgehend unterbunden, Hotel und Gaststätten waren geschlossen, Lieferketten national...
Persistent link: https://www.econbiz.de/10012264701
This paper analyzes how bank lending to the private nonbank sector responds …
Persistent link: https://www.econbiz.de/10012991171
estimation. The analysis allows to distinguish between rents that accrue due to single bank lending, rents that accrue due to … relationship lending, and rents that accrue due to the elimination of competition among multiple lenders. We find the relationship … against hold-up. -- Banking Competition ; Coordination ; Distress ; Credit Spread ; Hold-up …
Persistent link: https://www.econbiz.de/10003973755