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Mortgage Market Maturity and Homeownership Inequality Among Young Households : A Five-Country Perspective
Bicakova, Alena; Sierminska, Eva - 2008
relate it to cross-country differences in mortgage market maturity. We find that aside from Italy, homeownership rates and … transfers, substitute the limited mortgage availability and explains the second highest homeownership rate in our sample … highest and most equally distributed homeownership in this country as well. The mortgage market in Germany is on the other …
Persistent link: https://www.econbiz.de/10014219952
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Mortgage market maturity and homeownership inequality among young households : a five-country perspective
Bičáková, Alena; Sierminska, Eva - 2008 - This version: February 2008
relate it to cross-country differences in mortgage market maturity. We find that aside from Italy, homeownership rates and … transfers, substitute the limited mortgage availability and explains the second highest homeownership rate in our sample … highest and most equally distributed homeownership in this country as well. The mortgage market in Germany is on the other …
Persistent link: https://www.econbiz.de/10011631928
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The impact of borrower-based instruments on household vulnerability in Germany
Barasinska, Nataliya; Ludwig, Johannes; Vogel, Edgar - 2021 - This version: June 22, 2021
hypothetical activation shows that the introduction of a cap on the loan-to-value (LTV) ratio of new mortgage loans in Germany …
Persistent link: https://www.econbiz.de/10012589225
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Mortgage market maturity and homeownership inequality among young households : a five-country perspective
Bičáková, Alena (contributor);  … - 2008
relate it to cross-country differences in mortgage market maturity. We find that aside from Italy, homeownership rates and … transfers, substitute the limited mortgage availability and explains the second highest homeownership rate in our sample … highest and most equally distributed homeownership in this country as well. The mortgage market in Germany is on the other …
Persistent link: https://www.econbiz.de/10003726010
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Relative house price dynamics across euro area and US cities: convergence or divergence?
Hiebert, Paul; Roma, Moreno - 2010
This paper examines the time varying dispersion in city house price levels across the four biggest euro area countries compared with those in the United States. Using available city-level data over the period 1987-2008, it tests for price convergence and analyses key factors explaining price...
Persistent link: https://www.econbiz.de/10003973532
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Location, location, location : extracting location value from house prices
Kolbe, Jens; Schulz, Rainer; Wersing, Martin; Werwatz, Axel - 2012
The price for a single-family house depends both on the characteristics of the building and on its location. We propose a novel semiparametric method to extract location values from house prices. After splitting house prices into building and land components, location values are estimated with...
Persistent link: https://www.econbiz.de/10009579297
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Location, location, location : extracting location value from house prices
Kolbe, Jens; Schulz, Rainer; Wersing, Martin; Werwatz, Axel - 2012
The price for a single-family house depends both on the characteristics of the building and on its location. We propose a novel semiparametric method to extract location values from house prices. After splitting house prices into building and land components, location values are estimated with...
Persistent link: https://www.econbiz.de/10009540136
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Relative House Price Dynamics Across Euro Area and US Cities : Convergence or Divergence?
Hiebert, Paul - 2010
This paper examines the time varying dispersion in city house price levels across the four biggest euro area countries compared with those in the United States. Using available city-level data over the period 1987-2008, it tests for price convergence and analyses key factors explaining price...
Persistent link: https://www.econbiz.de/10013142991
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Location, location, location : extracting location value from house prices : conference paper
Kolbe, Jens; Schulz, Rainer; Wersing, Martin; Werwatz, Axel - 2013
We propose a novel semiparametric method to extract location values from house prices. After splitting house prices into building and land components, location values are estimated with adaptive weight smoothing. The adaptive estimator requires neither strong smoothness assumptions nor local...
Persistent link: https://www.econbiz.de/10010343771
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Mortgage Rates, Household Balance Sheets, and the Real Economy
Keys, Benjamin J. - 2014
This paper investigates the impact of lower mortgage rates on household balance sheets and other economic outcomes … loans, which constitute the vast majority of U.S. mortgage borrowers. Using a difference-in-differences framework that … sizable decline in mortgage payments ($150 per month on average) induces a significant drop in mortgage defaults, an increase …
Persistent link: https://www.econbiz.de/10013046195