-offs and write-downs, we examine the impact of loan portfolio sector concentration on credit risk. By controlling for common …

In this paper a novel survey dataset allows us to use a direct measure for credit constraints as well as a direct … measure for the innovative activity of a firm to identify the effects of credit constraints on the innovation behaviour of …, and moreover to analyse potential asymmetries in the effects of above average and below average credit conditions. As …

of firms partially offset reduced credit supply by resorting to alternative financing sources …

This paper examines the international credit portfolios of German banks. We construct a bank-country panel from a … of the credit allocation of German banks. We present robust evidence that countries with stricter capital adequacy and … international credit portfolios. -- International banking ; international financial integration ; portfolio choice …

) abilities and on the sectoral concentration risk of a credit portfolio. In this paper, we examine in the first part if … cooperative banks. In the second part we measure the overall effect of better monitoring and the associated higher sectoral credit … concentrations on the credit risk of the portfolio. Our empirical results suggest that specialization benefits overcompensate the …

-offs and write-downs, we examine the impact of loan portfolio sector concentration on credit risk. By controlling for common …