This paper presents a framework for estimating losses in the residential real estate mortgage portfolios of German …-trigger hypothesis of mortgage defaults. In order to analyse the possible credit losses stemming from residential mortgage lending we … to 2020 for the whole German banking sector. Our results show that loss rates in the residential mortgage portfolios of …

Nonlocal mortgage lenders with greater exposure to high-growth housing markets accept fewer loan applications in these … lenders' exposure to high-growth markets is associated with more risk, more efficiency, and more return on mortgage portfolios …

Bereich der Immobilienfinanzierung gesamtwirtschaftliche Vorteile verspricht, weil die Entscheidungen der Haushalte zu einer … property prices can have a decisive effect on consumption. The mortgage markets represent an important link between monetary … example, where the standard mortgage has a variable interest rate. Moreover, the example of the USA, where household decisions …

Konjunktureinbruch beigetragen. Die hohe Stabilität liegt unter anderem an der soliden Immobilienfinanzierung. Das geht neben vielen …