these letters on the behavior of individuals. We find an increase in tax-deductible private retirement savings and provide …How can retirement savings be increased? We explore a unique policy change in the context of the German pension system … their expected pension payments. Using German tax return data, we exploit an age discontinuity to identify the effect of …

incentivize people to save privately for retirement, governments introduced individual retirement accounts with voluntary but tax …

This paper analyzes private retirement savings, the amount for German individuals and how these savings are influenced … investigated how the Big-Five and the Locus of Control influence the decision to have private retirement savings, and the estimated … amount of these savings. Results indicate a positive effect for Extraversion and a negative effect for Agreeableness on the …

This paper analyzes private retirement savings, the amount for German individuals and how these savings are influenced … investigated how the Big-Five and the Locus of Control influence the decision to have private retirement savings, and the estimated … amount of these savings. Results indicate a positive effect for Extraversion and a negative effect for Agreeableness on the …

This paper analyzes private retirement savings, the amount for German individuals and how these savings are influenced … investigated how the Big-Five and the Locus of Control influence the decision to have private retirement savings, and the estimated … amount of these savings. Results indicate a positive effect for Extraversion and a negative effect for Agreeableness on the …

Since 2002 the German government seeks to stimulate private retirement savings by means of special allowances and tax …

subsidies and tax incentives (Riester-scheme). That policy especially targets households with relatively low incomes. Using data … results suggest that the Riester-scheme neither increases the fraction of households with positive savings, nor increases the …

Since 2002 the German government seeks to stimulate private retirement savings by means of special allowances and tax …

Since 2002 the German government seeks to stimulate private retirement savings by means of special allowances and tax …