How can retirement savings be increased? We explore a unique policy change in the context of the German pension system … these letters on the behavior of individuals. We find an increase in tax-deductible private retirement savings and provide … evidence that this is not due to a crowding-out of other forms of savings. We also show that labor earnings, i.e. the most …

Relationships between individual traits and savings decisions vary geographically. Understanding the structure of such … that individuals can save for themselves. This paper analyses the regional structure of individual savings decisions in the …

-demographic attributes and people's savings motives. …