. Such levels pose a specific challenge to banks which are heavily dependent on interest income, as is the case for most … German banks. We consider different interest rate scenarios and analyse the extent to which they cause a further narrowing of … German banks earning a cost of capital of 8% by the end of this decade. This decline is somewhat alleviated by the fact that …

existence of overall economies of scale, we conclude that German banks may improve their profitability by increasing their asset …The Scale-Efficiency version of the Efficient-Structure Hypothesis and the Structure-Conduct-Performance Hypothesis … size and/or by consolidation. The increased banking profitability will not only come from monopolistic power (higher …

—personnel changes influence the operational success of banks. On this basis, six hypotheses were formulated and tested. The principal … improvement of the operating results of banks. Hereby it becomes evident that the business model design of savings and cooperative … banks is of secondary importance. …

profitability of German banks and their capacity to lend. With a NSFR-model that is partially calibrated against reported NSFRs, we … minimum standard is unlikely to exhibit adverse consequences for credit supply and bank profitability. … find that 9% of German banks do not comply with the NSFR (2014). This is a significant reduction compared to the 39% that …

We analyze the reaction of stock returns and CDS spreads of banks from Europe and the United States to four major … national level. All reforms succeeded in reducing bail-out expectations, especially for systemic banks. However, banks …' profitability was also affected, showing up in lower equity returns. The strongest effects were found for the Dodd-Frank Act …