This paper discusses ideas and methodologies on reducing urban poverty, paying particular attention to the changes that … can be triggered by the practice of community savings. As local communities struggle to improve their development options … producing lasting transformation. Community savings are collective financial accumulations accrued by a defined (but often not …

"Contains practical guidance for managing sounds savings operations for small and rural depositors. The book addresses …

Introduction / Caroline Moser -- Intergenerational asset accumulation and poverty reduction in Guayaquil, Ecuador, 1978 …-2004 / Caroline Moser and Andrew Felton -- Learning from asset-based approaches to poverty / Michael R. Carter -- The stages …-of-progress methodology and results from five countries / Anirudh Krishna -- Asset accumulation policy and poverty reduction / Caroline Moser …

five sets of constraints that may hinder the adoption and effective usage of savings products and services by the poor …