Any discussion of the legal issues surrounding blockchain technologies seems doomed from the outset. The sheer amount and complexity of technical terms, which are often used inconsistently, precludes an exhaustive and disciplined analysis of the potential legal problems that could arise from the...

This paper summarizes an explorative study of the novel design and security that contribute to consumers’ adoption of an integrated, single platform payment system encompassing card, Internet and mobile technologies in the ASEAN. The attempt to survey these areas in an integrated fashion is a...

We study a model of financial intermediation, payment choice, and privacy in the digital economy. Cash preserves anonymity but cannot be used for more efficient online transactions. By contrast, bank deposits can be used online but do not preserve anonymity. Banks use the information contained...