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. We focus on the acceptance of cashless payments in everyday situations and the use of mobile banking apps in the euro … finances. By looking at factors associated with using non-cash payment methods, and app-based financial services solutions, we … instrument. After the COVID-19 pandemic, it has mostly been cash and contactless cards. The use of cash is partly due to limited …
Persistent link: https://www.econbiz.de/10014490489
As economies transition towards digitalization, the shift from cash to noncash alternatives becomes increasingly … relevant. While this trend is rapidly advancing in some countries, others continue to rely heavily on cash, underlining the … need for central banks to measure and understand cash usage accurately. Numerous studies have attempted to explain the …
Persistent link: https://www.econbiz.de/10014515736
In just six years, bitcoin has gone from a relatively obscure piece of code to an internationally recognized form of payment. Yet, opinions about bitcoin’s future are mixed. After considering the major factors affecting bitcoin’s future use, I offer some modest predictions. In brief, I...
Persistent link: https://www.econbiz.de/10014134430
Im Oktober 2020 veröffentlichte die EZB das Grundlagenpapier zum digitalen Euro. Es enthält Vorschläge für die …In October 2020, the ECB published the foundational paper on the digital euro. In spring 2021, it surveyed individuals …
Persistent link: https://www.econbiz.de/10012604703
Im Oktober 2020 veröffentlichte die EZB das Grundlagenpapier zum digitalen Euro. Es enthält Vorschläge für die …In October 2020, the ECB published the foundational paper on the digital euro. In spring 2021, it surveyed individuals …
Persistent link: https://www.econbiz.de/10012606129
The revised Payment Services Directive (PSD2) mandated every bank in the European Union (EU) to provide application programming interfaces (APIs) that allow every licensed company (as well as other banks) to access information gathered on customers’ payment accounts and then order payment...
Persistent link: https://www.econbiz.de/10013289292
The relationship between private and public money has shaped the economic and legal debate over money for centuries. Private money can either compete with or complement public money and this depends on the applicable law and the relative powers of the State and private parties. The rise of...
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