insurance policies. The risk-map paradox that we describe explains why an insurance system with simplistic maps and tariffs is … the rule. Indeed, in practice we observe simple policies, consisting of a prohibited red zone and a zone without insurance …

and proximity. Additionally, these cyclones prompt individuals to acknowledge the significance of home-related insurance … and actively seek coverage. Alongside long-distance domestic migration, insurance acquisition emerges as another … among these coping strategies depends on factors such as cyclone severity, age, prior homeownership, income, insurance …

case of the Italian earthquake insurance. In this sense, we examine in detail the vulnerability definition and its … relevance for citizens and for insurance companies. Then we investigate the Italian insurance market characterized by a very low … penetration of natural disasters insurance and the potential effects of a recent Government initiative called “Sisma Bonus”. The …

minimum level of flood insurance penetration, and the resulting increment in total premiums required to achieve this objective … insurance protection. Third, the paper proposes a stylised approach to quantify economic losses associated with uninsured flood … events at different levels of insurance penetration, allowing to take into account that insurance protection could be partly …

objectives through the provision of (catastrophic) natural hazard insurance. This is the case of many OECD countries, notably … hazard insurance develop. This paper has a dual objective: 1) review the complex legal background that rules the provision of … insurance against natural catastrophes in the EU after these major reforms; 2) assess the implications of the reforms and offer …

were not sufficiently insured. One explanation why individuals reject to obtain insurance cover against natural hazards is … theoretical analysis and points out the existing empirical problems regarding this issue. -- natural hazard insurance ; market …

.3%-0.4%. Mandatory insurance regimes in Europe absorb the negative short-run effect of a flood, while the National Flood Insurance … ; insurance ; dynamic panel GMM …

This paper provides an overview on the existing systems of natural hazards insurance in Europe, their structural … system change are numerous, including failure to recognise the role of state guarantees in enabling private insurance markets …, mistaken legal objections against mandatory insurance, distributional conflicts between central and state governments and re …

In recent years, insurance against natural disasters has gained recognition as an important tool for climate risk … management that could, if carefully implemented, help increase the resilience of those insured. In response, insurance solutions … are increasingly tested and applied in many countries that have no prior experience with insurance or no existing market …

This paper is an overview of how insurance instruments could be used in Indonesia to improve disaster risk finance (the … as a large geographically diverse middle-income country, Indonesia is well placed to employ insurance instruments for … private insurance for households, firms and government agencies across the country and insurance-based arrangements for …