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Technology has changed how discrimination manifests itself in financial services. Replacing human discretion with algorithms in decision-making roles reduces taste-based discrimination, and new modeling techniques have expanded access to financial services to households who were previously...
Persistent link: https://www.econbiz.de/10012834058
Technology has changed how discrimination manifests itself in financial services. Replacing human discretion with algorithms in decision-making roles reduces taste-based discrimination, and new modeling techniques have expanded access to financial services to households who were previously...
Persistent link: https://www.econbiz.de/10012841787
Persistent link: https://www.econbiz.de/10012388552
Persistent link: https://www.econbiz.de/10012194517
Technology has changed how discrimination manifests itself in financial services. Replacing human discretion with algorithms in decision-making roles reduces taste-based discrimination, and new modeling techniques have expanded access to financial services to households who were previously...
Persistent link: https://www.econbiz.de/10014351811
Discrimination in lending can occur either in face-to-face decisions or in algorithmic scoring. We provide a workable interpretation of the courts' legitimate-business-necessity defense of statistical discrimination. We then estimate the extent of racial/ethnic discrimination in the largest...
Persistent link: https://www.econbiz.de/10012900731
The disproportionate burden of COVID-19 among communities of color, together with a necessary renewed attention to racial inequalities, have lent new urgency to concerns that algorithmic decision-making can lead to unintentional discrimination against members of historically marginalized groups....
Persistent link: https://www.econbiz.de/10012825561
Technology has changed how discrimination manifests itself in financial services. Replacing human discretion with algorithms in decision-making roles reduces taste-based discrimination, and new modeling techniques have expanded access to financial services to households who were previously...
Persistent link: https://www.econbiz.de/10012479263
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