We propose a model of discrimination in the market for mortgages. The model explains accepted loan applications and … determines loan sizes and interest rates simultaneously. A competitive, and a discriminating monopoly version of the model are … discriminating monopoly maximizes profitsunder a borrower participation constraint, reflecting the availability of a rental market as …

increase under discrimination because the platform often voluntarily lowers price(s) - sometimes on both sides - to attract … other users. Therefore, tightening anti-discrimination policies for platforms can increase price and decrease welfare …

Platforms often use fee discrimination within their marketplace (e.g., Amazon, eBay, and Uber specify a variety of … merchant fees). To better understand the impact of marketplace fee discrimination, we develop a model that allows us to … determine equilibrium fee and category decisions that depend on the extent of fee discrimination available to the platform and …