prompted these frauds. Over two million fraudulent mortgage loans were made in 2006 alone. It was overwhelmingly fraudulent …, including widespread appraisal fraud, endemic fraud in the sale of mortgages and mortgage derivatives, widespread predatory …

by traditional banks helps to address discrimination in lending, at least in part. Using newly released data on the PPP …

We use a new methodology to assess mortgage pricing discrimination faced by minority borrowers. We identify a "menu … dimensions of mortgage pricing are by now often available, intuitively attractive metrics of lender pricing discrimination used … (HMDA) data to Optimal Blue rate locks, and present novel results on mortgage pricing discrimination. …

is attributed to discrimination in bank lending. Although the difference in the probability of getting a smaller loan … than requested is only 5 percentage points, this difference is almost entirely attributed to discrimination …

. Using mortgage application data collected under the Home Mortgage Disclosure Act, we document a large and persistent cross …