In this paper, we study the implications of diversification in the asset portfolios of banks for financial stability … studies we find that diversification at the level of individual banks may be beneficial for financial stability even if it … both the level of diversification, and the connectivity and structure of the financial network. In contrast to earlier …

diversification strategies of the banks have a meaningful effect on bank stability when financial institutions augment their … diversification decisions with information from Credit Scoring Agencies. The implication of the study is that banks which employ the … role of information supplied by credit reference bureaus in Ghana in the banks' diversification and banking system …

geographic complexity can engender explicit trade-offs between the agency problems that increase risk and the diversification … geographic scope tend to provide diversification gains and reduce idiosyncratic and liquidity risks while also increasing BHCs …